Payments & refunds

Citizz uses licensed processors; you affirm totals & line-items before approving.

Operational sequence

Select SKU wherever purchase is surfaced (typically app; supplementary web when invited).
Provide billing artefacts if requested, then PSP UI.
Bank + Citizz confirmations should converge; refresh entitlements afterward.

Persist SMS/email/PDF artefacts. Structured invoice requests — contact@karmavyuha.com with registered entity moniker + timestamps.

This executive summary parallels Terms §5 — reconcile both layers.

Delivered intangible periods — generally irrevocable absent platform fault or mandated consumer protection carve-outs.
Anomalies — duplicated captures or arithmetic contradictions→ mail evidence; ~14-business-day adjudication handshake with PSP when feasible.
Statutory shields — remain non-shrinkable irrespective of shorthand here.

Tactical disputes — support. Formal escalating dossiers — Grievance.

Use last quartet + ARN references only unless counsel instructs cryptographic channel.